Humana Dental Plans - Unbiased Review
Whether you simply want to ensure that you get your regular preventive dental care or that you get major dental work on your teeth, there are Humana dental plans that you can choose from. A lot of people forego their dental clinic visits because of the costs involved. But it cannot be denied that getting dental work done is a necessary part of one’s health and hygiene. When such costs are hurdled, going out to go to your dentist’s clinic will not be a difficult decision to make. There are various dental plans to choose from depending on your needs and available plans.
Humana Dental Plans - More Options in Dental Care
Perhaps the most basic of the Humana dental plans is the Dental Preventive Plus, which is Humana’s Preferred Provider Organization or PPO plan. This plan allows you to choose any dentist you wish to go to for your preventive dental care procedures. This plan is the most flexible of the three dental plans offered by Humana. Going to dentists in the Humana dental network will entitle you to even more discounts. The Dental C550 plan requires you to nominate a particular dentist you wish to go to for your dental services. This plan is a co-payment plan where the insured is required to pay $10 as his share in the premiums. And finally, the Dental Discount Plan gives discounts of 20% to 50% on your dental treatments in an in-network dental clinic. This plan is paid on a monthly basis with about $10 in monthly premiums to be paid by the insured.
Humana Dental Plans - What You Need To Know
It is easy to avail of dental services with your Humana Dental Plan. By simply presenting your Humana Dental identification card at your dentist’s clinic, you can already avail of the dental services that you need. You have to review your coverage details to know what dental services you can avail of with your card and what dental services you will have to pay out of your own pocket. There are also deductibles and waiting periods that you have to take note of. Deductibles represent your share in the dental services that you are availing of. Your portion of the charges will then be computed based on the balance after the deductible amount is taken out. The waiting period, on the other hand, is the length of time from the inception of your dental plan within which you cannot avail of any dental services. Note that the Humana Dental C550 plan does not have any deductible amount or waiting period prescribed in the plan coverage. You can choose any one of the Humana dental plans to give you the kind of dental services you need without adding more stress on your budget.
Modified: November 1, 2010